JobThai
Jun 16, 2025

Credit Underwriting Senior Officer ( SSME, Retail Lending)

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Bang Rak, Bangkok

salary iconSalary
salary iconBased on experience
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Job Descriptions
Conduct credit underwriting and evaluate loan applications for retail and SSME (Small and Small-Medium Enterprise) segments. Analyze financial statements, cash flows, collateral, and business operations to assess repayment ability and ensure compliance with the company's credit policy and risk appetite. Collaborate with Business Loan, Credit Management, and relevant departments (e.g., Operations, Legal) to prepare Credit Approval (CA) packages, execute loan agreements, and support timely loan disbursements and customer service delivery. Monitor credit quality and portfolio performance of accounts under responsibility. Identify early warning signs and support proactive risk mitigation and portfolio management to minimize NPLs. Coordinate with the Debt Collection team to support restructuring, follow-up, and resolution processes in line with company objectives and customer needs. Support other tasks or projects as assigned to contribute to team and organizational success.
Qualifications
  1. Bachelor’s or Master’s degree in Finance, Business Administration, Accounting, or a related field.
  2. At least 3 years of experience in credit underwriting or credit analysis, preferably in SSME lending.
  3. Solid understanding of financial analysis, credit risk assessment, and loan structuring for individuals and small businesses.
  4. Familiarity with legal documentation and processes related to lending and collateral.
  5. Strong interpersonal and coordination skills, with a customer-centric and team-oriented mindset.
  6. Proficient in Microsoft Office and financial analysis tools.
  7. High attention to detail, critical thinking, and problem-solving skills.
How to apply
- ส่ง Resume แนบส่งตาม E-mail ด้านล่างพร้อมทั้งระบุตำแหน่งและสาขาที่ต้องการปฏิบัติงาน - หรือ Walk-in สมัครงานได้ที่สาขาที่ต้องการทำงาน (เฉพาะสาขาต่างจังหวัด) กรุณาระบุสาขาที่ต้องการสมัครให้ชัดเจน
Contacts
ฝ่ายทรัพยากรบุคคล
บริษัท ไทยกรุ๊ป โฮลดิ้งส์ จำกัด (มหาชน) และบริษัทในเครือ
315 อาคารไทยกรุ๊ป ถนนสีลม
Si Lom Bang Rak Bangkok 10500
Tel. : 02-631-1311
Email : segroup_363@trustmail.jobthai.com (Email for job application & inquiry)
Fax : 02-631-2588
Location
Suriyawong Bang Rak Bangkok
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